Independent Financial Group, LLC (San Diego)


Independent Financial Group, LLC is a large advisory firm based in San Diego. It manages $2.94 billion of regulatory assets for 15,620 client accounts. It has been registered with the SEC as an adviser since 2005 and has operated in the jurisdictions of Alabama, Alaska, Arizona, and 48 other states.

Independent Financial Group provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, pension consulting services, and selection of other advisers. It prepares financial plans for approximately 594 clients. On top of advisory services, the firm doesn't engage in other business activities.

Independent Financial Group: assets under management

The assets under management (AUM) of Independent Financial Group, LLC is $2.94 billion. The firm's AUM has grown by 2677% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $2.55 billion in discretionary accounts and $381.58 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $188.5 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $184.07 thousand.
Independent Financial Group has custody of $30.08 million in cash and securities for 21 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in investment and business development companies the most. They account for 41% of the total AUM. The second-largest asset type is exchange traded securities, which make up 38% of the firm’s portfolio. Investments in cash and cash equivalents form 17% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Independent Financial Group, LLC for their services and products based on a percentage of assets under management, hourly charges, fixed fees, and commissions. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Scott Allen Heising serves?

The firm provides services to individuals, charitable organizations, high net worth individuals, corporations or other businesses, and pension and profit sharing plans. The largest group of clients of Scott Allen Heising is individuals with 14,410 clients and $1.9 billion of assets under management. Among the 6 most similar advisory firms, Independent Financial Group has the highest percentage of individuals out of all clients.

The amount of regulatory assets under management is $2.94 billion for 15,620 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Independent Financial Group doesn't advise any private funds.

Careers at Independent Financial Group, LLC

The company employs 673 people that are either part- or full-time employees. 60 percent of the employees work as investment advisers or researchers. 448 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees receive compensation from other entities for client referrals.

Independent Financial Group, LLC is owned by Jay Alan Wurtzler. Scott Allen Heising has been acting as President since 1 Jan 2003. Douglas Christopher Hall joined the executive team most recently as the Cco.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Scott Allen Heising President/chief financial officer/director 1 Jan 2003 25% - 50% 2192259
Scott Allen Heising Managing director/chief financial officer/finop 1 Apr 2003 Other 2192259
Inc. Independent Financial Group Owner 1 Dec 2003 75% - 100% 03-0491379
Arthur Eugene Molloy Director 1 Dec 2003 Other 734407
Jay Alan Wurtzler Owner 1 Dec 2003 Other 1611624
Simon Suzmed Kramedjian Owner 1 Dec 2003 Other 1088120
Joe Henry Miller Exec vp/director 1 Dec 2003 Other 1172989
Capital Growth Inc. Owner 1 Dec 2003 Other 95-3822541
Inc Independent Financial Group Shareholder 1 Dec 2003 75% - 100% 03-0491379
Joe Henry Jr Miller Managing director/chief executive officer 1 Jun 2004 Other 1172989
Troy Dale Pearson Rosfp 1 Jun 2004 Other 2413897
David Allen Fischer Managing director 1 Oct 2005 Other 1634222
Maria Bona Myers Chief compliance officer/rosfp 1 Jun 2006 Other 2772133
Constance Cook Waitman Vice president, operations 1 Mar 2014 Other 1448191
Sarah Jill Kreisman Chief legal counsel/vp, compliance, 1 Jun 2018 Other 2671706
Constance Cook Waitman Evp/coo 1 Jul 2018 Other 1448191
Douglas Christopher Hall Cco 1 Aug 2018 Other 2577937

Indirect Owners

The SEC currently registers 2 indirect owners.

Name Entity Date acquired Ownership Employer ID
Arthur Eugene Molloy President 1 May 1993 75% - 100% 734407
Joe Henry Jr Miller Shareholder 1 Jun 2003 25% - 50% 1172989

Based in San Diego

The principal office where Independent Financial Group, LLC performs its advisory services is located at 12671 High Bluff Dr, San Diego, CA 92130, which is also the mailing address of the firm. An additional office of the firm is in Manhattan Beach, CA. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 858-436-3180 or by fax 858-481-9033. The normal business hours are 8:00am to 5:00pm on Monday - Friday. You can find more information about the New York firm at ifgsd.com.